:root{color-scheme:light;--navy:#0f2742;--blue:#145f91;--cyan:#1f9bb4;--green:#25d366;--ink:#172033;--line:#dce6ef;--soft:#f4f8fb;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}a{color:inherit}.topbar{background:#0b2038;color:#eaf6ff;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding:8px 20px}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:14px;padding-bottom:14px}.brand{font-weight:800;color:var(--navy);font-size:20px;text-decoration:none}.menu{display:flex;gap:14px;flex-wrap:wrap;font-size:14px;color:#314158}.menu a{text-decoration:none}.hero{background:linear-gradient(125deg,#0f2742 0%,#145f91 54%,#1f9bb4 100%);color:white}.hero .wrap{padding-top:72px;padding-bottom:72px;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:13px;font-weight:800;color:#b6f3ff}.hero h1{font-size:44px;line-height:1.08;margin:12px 0 18px;letter-spacing:0}.hero p{font-size:18px;margin:0;color:#e9f7ff}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 18px;border-radius:7px;font-weight:800;text-decoration:none}.btn.primary{background:var(--green);color:#062c16}.btn.secondary{background:rgba(255,255,255,.13);color:white;border:1px solid rgba(255,255,255,.35)}.hero-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.24);border-radius:8px;padding:24px}.section{padding:54px 0;border-bottom:1px solid var(--line)}.section.alt{background:var(--soft)}h2{font-size:30px;line-height:1.18;margin:0 0 16px;color:var(--navy);letter-spacing:0}h3{font-size:20px;margin:0 0 8px;color:var(--navy)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:8px;padding:20px;background:white}.terms{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.term{border:1px solid #b9d5e9;background:#eef7fc;border-radius:999px;padding:6px 11px;font-size:14px;color:#174a6b}.faq{display:grid;gap:14px}.faq details{border:1px solid var(--line);border-radius:8px;padding:16px;background:white}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.links{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.links a{display:block;border:1px solid var(--line);border-radius:8px;padding:12px;text-decoration:none;background:white}.footer{background:#0b2038;color:#dbeaf5;padding:34px 0}.footer a{color:white}.breadcrumbs{font-size:14px;color:#c8e5f4;margin-bottom:14px}.breadcrumbs a{color:white}@media(max-width:820px){.hero .wrap{grid-template-columns:1fr;padding-top:48px;padding-bottom:48px}.hero h1{font-size:34px}.grid,.links{grid-template-columns:1fr}.topbar .wrap,.nav .wrap{align-items:flex-start;flex-direction:column}.menu{gap:10px}.wrap{padding-left:16px;padding-right:16px}}